Capture Your Dream Real Estate Property
BUY REAL ESTATE WITH US
Buying your first home or real estate property is one of the most exciting and memorable moments in life.
It's also an important decision that can have lasting effects on your finances, lifestyle, and family or business partners.
That's why it's so important to be well-prepared when the time comes, which is now!
Let our Elevate Realty real estate agents start your search now, do all of the work for you, and find the right home or property you want to own or lease!
Choose Elevate Realty Today!
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It's Not Just About Finding The Perfect Place...
It's About Building Memories
And Creating A Space That Reflects Who You Are
The Most Important Decision Of Your Life!
Start with the Right Search
You have been looking for the right home or property for months and still haven’t found the one. Or perhaps, you don’t know where to start, you don’t know how much you can afford, or where you want to live or run your business.
Our Services Provide Tremendous Value to You
You don’t have to settle for anything less. We specialize in helping people find and own their dream home. Within a few steps, you'll be well on your way to setting up roots in your perfect home or property.
Collaboration is Paramount
We collaborate with you to find the right property that fits your needs, budget, neighborhood, community, and more. Stop wasting time looking at listings that don't meet your needs.
GET STARTED NOW!
Think About Your Needs And Wants
Consider all of your options, and choose one that best fits your needs!
YOUR NEEDS
Do you need a large or small space?
Do you need easy access to highways?
Do you need a long driveway?
YOUR WANTS
Do you want a traditional or modern look?
Do you want hardwood or carpet flooring?
What amenities are a must-have?
What Are The Perks Of Having An Elevate Realty Real Estate Agent?
Research
Your Realtor will research properties best suited for your needs
Market Analysis
Your agent will study trends in the market so they know when properties are going to sell
Negotiations
An experienced Realtor will negotiate with sellers on your behalf, which can result in a better offer
Property Knowledge
During walkthroughs, your agent will point out areas of concerns along with positive feedback
Closing
Your agent will guide you through the settlement steps and title transfer. They will make sure everything is organized.
Concierge
After closing, your agent will connect you with a vast, trusted network of services that you may need
Real Estate Buying Process Involves 3 Major Events
Our real estate agents can help you achieve a successful close
Whether you're a first-time buyer or an experienced real estate buyer or investor, the hunt for the perfect house or property can be exciting and overwhelming. There are many aspects to consider when buying a property - from the location to the size of the property. It's important to make sure you know what you want before signing any documents. Finding your dream home starts with your criteria and some research. It's essential that you identify your needs and preferences before beginning your search so that you can narrow down potential properties. Our Elevate Realty real estate agents will help you familiarize yourself with local zoning laws and regulations and understand market trends in order to get an idea of what types of properties may be available in each area. Additionally, it's beneficial to have an understanding of financing options so that you can budget accordingly when making an offer on a property.
Event 1: Prior to Offer
Plan & research available homes or properties
Define criteria, wants and needs
Seek and secure financing
Secure deposit funds and continue saving
Go property hunting!
Select properties
Event 2: Submit Offer
Prepare and submit proposal offers (and counteroffers if needed)
Prepare proposal documents
Complete Purchase and Sale Agreement
Negotiate contingencies
Event 3: Pending Sale
Complete all escrow activities for a successful close
Settle on a close date
Coordinate inspections & conduct due diligence
Prepare for appraisal & loan approval
Satisfy all contingencies for removal
Receive keys!
Let's Get Into The Details
In these eight important steps, we help you OWN your dream home or property
Step 1
Define Your Goals & Criteria
If you want to find the perfect property while minimizing your time, effort and cost, organization is the key.
Create a list of all the things that you want in a property and that are important to you before looking.
For instance, how many bedrooms and bathrooms? What size kitchen and/or yard do you need for your home? These may be simple questions to answer, but we're here to help!
Separate the essential items from the items you could do without. Put the essentials on your “A” list. Prioritize the rest of the items into separate wants and nice to have lists.
Then, gather all of your important documents and file them into a binder for easy access.
We're here to answer all of your questions about buying your property, so let's get started!
Step 2
Seek & Secure Financing
Before we go hunting, determine how much you can afford for a property. Then, discuss with mortgage lenders about your purchase prospects and options. Most mortgage lenders will want to ensure that you can qualify for home with a down payment, plus a monthly mortgage payment made up of principal, interest, taxes and insurance (PITI). Also, the type of mortgage, term, interest rates and your finances will influence the amount you can afford to buy a property.
Choose a loan officer or mortgage broker wisely. Ask for recommendations!
Complete a loan application and obtain a Pre-Approved or Pre-Qualified letter
Determine payment preference. Select a loan.
Step 3
Go Hunt for Properties
We will find your ideal home. Some general considerations would include the following: your community/neighborhood preferences, location to schools, parks, amenities and within the neighborhood / community, crime rates, square footage, property types, property condition (e.g. fixer upper). We take great notes. Often, it takes looking at several properties before you find the right one that is perfect for you, your family, and/or investors & partners.
Step 4
Prepare & Submit Offer
Once you find a home or property that you want to buy, your Elevate Realty agent will provide you with detailed comparative market analyses of properties similar to your prospective property so that you can make an intelligent and fair offer. Together we will complete a Purchase and Sale Agreement, also called an offer. There are three main components of making an offer, defined in a Purchase and Sales Agreement: Price, Terms, and Contingencies. Have your deposit ready to submit with the offer. You have multiple contingencies to protect you and your deposit in case you need to pull out: inspection, appraisal, loan/financing,
Your Elevate Realty agent will review the Purchase Agreement with you and will answer or clarify any of your questions.
When we submit your offer to the Seller, they can either accept as-is, accept with changes (counter), or reject. As we collaborate with you, we will negotiate on your behalf and in your best interests.
Step 5
Perform Due Diligence
Once an offer has been submitted, your primary concern will be assessing any of the property’s structural damage, which can come from water damage, shifting ground, or poor construction when it was built. The property inspector’s job is to mark everything discovered no matter how large or small. If the inspection discovers a big problem, a specialist may determine if the worst-case scenario is true, and you may decide to walk away from the purchase. Additionally, you will need carefully review property documents and seller disclosures to determine any defects or deem them satisfactory. You will also need to research and buy a property’s insurance policy to protect against loss or damage to the property itself and against liability in case someone sustains an injury while on your property.
Step 6
Prepare For Appraisal & Loan Approval
Step 1 will have prepared you for this important step and save you loads of time. You will submit the accepted offer to your preferred lender, schedule an appraisal, order title documents, and provide any documents to the lender's underwriter to seek approval for your loan. While this may be difficult to do in the short term, stay in control of your finances and avoid making expensive purchases until after escrow as this could impact the lender's underwriting analysis to approve your loan.
Step 7
Close Escrow
“Closing” is when you and the seller sign all the paperwork and pay your share of the settlement fees, and the documents are recorded with the County. Settlement fee obligations, also called closing costs, vary widely due to specific contract language, local laws and customs. Prior to closing, the closing agent (usually an escrow agent, title company, or attorney) will complete a detailed settlement statement for both buyer and seller. Certain fees are automatically assigned to either the buyer or the seller; other costs are negotiable. Our Elevate Realty agent will provide you with guidance on the closing process and help you ensure success and simplicity on each step of the way.
Our Elevate Realty agents will be with you during this entire process to mediate any last minute obstacles and ensure the closing transaction executes smoothly. We will also review the outcome together, obtain feedback, and inform you of any remaining tasks. Congratulations!
Step 8
Maintain & Protect Your Investment
After closing, the next important step that you want to do is to maintain and protect your property investment. We recommend that you seek vendors, contractors, and repair services so that you can regularly maintain your property and keep it in good condition. If and when you sell, your property will be in great shape. Ask us for recommendations, and always plan for the future!
The Time To Buy Is Now. Buy With Us!
Make One of the Most Important Decisions Of Your LIfe Today
We respect your privacy. Your information is 100% safe with us.
1968 S. Coast Hwy Ste #2520
Laguna Beach, CA 92651
Main: 1-877-320-8099 (toll-free)
Email: [email protected]
Elevate RealtyTM and Elevate LuxuryTM are service marks, trademarks, registered trademarks, and/or trade dress of Elevate Realty, Inc.
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